Total and Permanent Disability is an additional benefit attached to Life or Trauma insurance policies.

Total and Permanent Disability (TPD) Insurance supports you financially if you are permanently disabled and unable to work again in any of your own occupation, because of a sickness or injury.

It is generally assumed that you would have the same liability, if not more, than if you were to pass away, as you may require a carer. The cover is generally available from $50,000.

TPD Insurance provides a single lump-sum payment allowing you to gain access to medical and rehabilitation treatments of your choice. It will also allow you to make any required medications to your home.

Your biggest asset is your ability to earn an income.
You insure your car & your house – why not yourself?